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Pay Over Time Withlendfirm

Split your purchase into simple monthly payments with an APR starting at 4.95%.

Financing

buy now & pay later

100% no-credit-needed financing through LendFirm

start your financing application and get approved today!

financing as easy as...

  • 1. create a profile
  • 2. proof of income
  • 3. verify your identity

 

how does LendFirm stack up against competitors?

 LendFirmAffirmKlarnaAfterpaySezzle
credit requirement no yes yes no yes
installments personalized varies varies 4 4
loan terms 12 - 24 months 1 - 36 months 1 - 36 months 6 weeks 6 weeks
interest rate as low as 4.95% up to 30% up to 24.99% n/a n/a
up-front payment personalized varies varies 25% 25%
report to credit bureaus no yes yes no yes
personalized payment plan yes no no no no
refinance option yes no no no no
loan amount up to $20,000 up to $17,500 up to $10,000 up to $1,500 up to $2,500

 

 

how does LendFirm stack up against competitors?

 LendFirm
credit requirement no
installments personalized
loan terms 12 - 24 months
interest rate as low as 4.95%
up-front payment personalized
report to credit bureaus no
personalized payment plan yes
refinance option yes
loan amount up to $14,000
Affirm
yes
varies
1 - 36 months
up to 30%
varies
yes
no
no
up to $17,500
Klarna
yes
varies
1 - 36 months
up to 24.99%
varies
yes
no
no
up to $10,000
Afterpay
no
4
6 weeks
n/a
25%
no
no
no
up to $1,500
Sezzle
yes
4
6 weeks
n/a
25%
yes
no
no
up to $2,500
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